Top Tier Life Insurance Group | Life Insurance That Protects Your Family

Meet the team behind TTIG

TTIG was built by people, not a call center. Get to know the two of us before you ever pick up the phone.

Portrait of the Founder and Owner of TTIG

Founder & Owner

Top Tier Life Insurance Group

"My name is Tommy Melvin. I’m 22 years old, and I’ve already produced multiple $50K+ months in life insurance. I started Top Tier Insurance Group because I knew I wanted more than personal success. I wanted to build something of my own, take everything I’ve learned, and give other hungry people the opportunity to change their lives. I built TTIG with my partner and lifelong best friend, Tanner. From growing up together to playing college baseball, we’ve always pushed each other to work harder, stay disciplined, and compete at the highest level. Now we’re bringing that same mentality to TTIG. This isn’t just an insurance agency. We’re building a team of dedicated and hard working men and women who want more out of life. Stay disciplined. Outwork everyone. Become Top Tier."

Co-Owner

Top Tier Life Insurance Group

"I co-founded Top Tier Life Insurance Group with a vision that goes far beyond simply selling life insurance. I want to build an organization where protecting families is always our number one priority, while creating an opportunity for hungry, driven agents who want to build something bigger than themselves. I truly believe I have the best job in the world because I get paid to help families. Every policy we put in place represents a family that can have greater financial protection when life doesn’t go according to plan. That responsibility is something I never want TTIG to lose sight of, no matter how large we become. At the same time, we’re here to build something special. We want to recruit agents who are hungry to learn, compete, grow, and change their lives. Our goal is to give those agents the training, support, opportunity, and environment they need to succeed and eventually become leaders themselves. We have big ambitions for TTIG. We’re building an empire—but one built the right way: one family protected, one agent developed, and one relationship at a time. This is only the beginning."

Coverage built around your life

Every family's situation is different. TTIG agents help you choose from five core types of coverage — then shop carriers to find the best fit for your budget.

Final Expense

Coverage built to ease the financial burden of funeral costs, medical bills, and other final expenses — so your family isn't left to cover them.

Mortgage Protection

A policy designed to help pay off your mortgage balance if something happens to you, so your family can stay in the home you built together.

Term Life

Affordable, straightforward protection for a set period — 10, 20, or 30 years — while your income is supporting the people who depend on it.

Whole Life

Permanent coverage that lasts your entire life and builds guaranteed cash value you can access over time, on top of a locked-in death benefit.

Indexed Universal Life

Lifelong protection with the potential to build cash value tied to market index performance — without exposing your policy to direct market losses.

Why families choose TTIG

We built TTIG around one idea: insurance shopping shouldn't feel like a sales pitch. It should feel like getting good advice from someone in your corner.

Multiple carrier options

We're not tied to one insurance company. TTIG agents shop dozens of A-rated carriers to find the coverage and price that actually fits you.

Personalized coverage

Every quote starts with a conversation about your goals, budget, and family situation — never a generic, one-size-fits-all policy.

Fast application process

Many clients get approved in days, not weeks, with simplified-issue and no-medical-exam options available depending on the carrier.

Licensed insurance professionals

Every TTIG agent is licensed, trained, and held to a standard of putting your interests first — from first call to final approval.

How it works

Getting protected with TTIG is a short, guided process from first conversation to approved policy.

1
Speak with an agent

Tell us about your family and your goals. No forms, no pressure — just a conversation about what protection makes sense for you.
2
Compare coverage

Your agent shops multiple A-rated carriers and lays out real options side by side, in plain language.
3
Apply

Choose the plan that fits and complete a simple application — often with no medical exam required.
4
Get protected

Once approved, your policy is active and your family has the coverage they need, backed by a carrier you can trust.

Build a career, not just a job

TTIG is growing, and we're looking for driven, licensed agents — and people working toward their license — who want real earning potential and a clear path forward.

Competitive contracts Industry-leading commission levels with room to grow as you produce.
Multiple carriers Access to a wide portfolio of A-rated carriers instead of one captive product line.
Training & mentorship Hands-on onboarding and ongoing coaching from agents who are actively producing.
Lead opportunities Access to lead programs so you can spend more time closing and less time prospecting cold.
Advancement opportunities A defined path from new agent to team lead and agency owner for people who want to build.

Join Our Team

Apply to join TTIG

Tell us a bit about yourself and both owners will personally follow up with you.

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Last name

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By submitting, you agree to be contacted by TTIG by phone, text, or email about agent opportunities.

Get your free quote

Tell us a little about yourself and a licensed TTIG agent will reach out — no obligation, no pressure.